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A valid concern the easy alternative. Wills and Revocable Living Trusts (the most common plans) are not set in stone. They are flexible. May always, forever be amended or revoked (although no anybody can change your wishes after you are dead).
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My sister, a successful diplomat the actual Foreign Service and my only family, repeatedly smiled and told me that I want to to get a job, work my in place and start saving for your retirement. She didn't want me to create like our father who sort of followed his dream, approximately being operator with her own business, but went bankrupt repeatedly, ending up living on social security and dying broke. Finally, I shared with her that I wouldn't speak with her about the subject. Our relationship was strained for a few years after that.
This basically relevant to very large estates over $2,000,000 per person. Your current products trust Congress to approve the end of Federal estate tax that is scheduled for 2010, no one has to worry about issue. However, I learned a number of years ago that government surrenders tax sources very grudgingly. This exemption could sometimes be reduced, causing this to be even more critical.
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